What if your car is declared a write-off due to an accident, fire or theft? Now imagine discovering that your insurance company pay-out will not match the original price you paid for your car. This is a scenario faced by many motorists today. Even if you are not liable, you are almost certain to find a shortfall between the amount you receive in settlement and the price you originally paid. This shortfall could be a significant sum depending on the rate of depreciation of your car.

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