Harwoods offer a range of used car personal finance options that are tailored to enhance your ownership experience, the most popular of which is the Personal Contract Plan, often simply referred to as a PCP and explained in more detail below.

When you have found the used car that you would like to purchase you decide the amount you would like to pay as a deposit and also choose the term of your agreement and your assumed annual mileage. The finance specialist here at your local Harwoods dealership will then advise you of the monthly payments and the Guaranteed Future Value of your chosen car, which offers you the reassurance of knowing exactly what you will need to pay to own the vehicle outright in the future.

This is known as the Optional Final Payment and helps you guard against the risk of unplanned depreciation and also enables you to benefit from lower monthly payments, as you are only financing a part of the vehicles total value. At the end of the PCP agreement you simply decide whether to pay the final payment to own the car outright, trade it in for another model or just hand it back. The flexibility of the PCP is what makes it so convenient when buying a car using personal finance, though other finance options are available too, just get in touch with us for further details.

BMW Approved Used Cars

Choosing to buy a BMW Approved Used Car using Personal Finance is a great way to stretch your budget and acquire a more desirable car with a higher specification. Use our Online Search to find your desired pre-owned BMW from Harwoods Group dealerships in the South of England.

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